The Effects of Credit Union Service Organization on Credit Union Performance

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dc.contributor.authorVan Dalsem, Shaneen_US
dc.dateSeptember 2016en_US
dc.date.accessioned2018-11-02T14:38:33Z
dc.date.available2018-11-02T14:38:33Z
dc.date.issued2016-09-1
dc.description.abstractThis study examines the effects of credit union service organizations (CUSOs) on credit union performance for the period 2009-2012. I use random effects models with Mundlak (1978) correction to estimate the relationships between CUSOs and credit union performance variables. Credit union participation in CUSOs grew over the sample period and participation increases with credit union size. CUSO participation is divided based on whether the credit union wholly owned the CUSO or was required to collaborate with other institutions. I find evidence that wholly-owned CUSOs increase the interest rate spread and several significant relationships between CUSO participation and the performance variables that are dependent upon CUSO type. The results of the study support existing findings that small organizations are reluctant to give up autonomy through diversification and offer insight on which CUSOs provide benefits to credit unions and their members.en_US
dc.description.sponsorshipKaw Valley Banken_US
dc.format.mediumPDFen_US
dc.identifier.otherSchool of Business Working Paper Series; No. 187en_US
dc.identifier.urihttps://hdl.handle.net/10425/298
dc.language.isoen_USen_US
dc.publisherWashburn University. School of Businessen_US
dc.subjectCredit unionsen_US
dc.subjectCredit Union Service Organizationsen_US
dc.subjectPeformance variablesen_US
dc.titleThe Effects of Credit Union Service Organization on Credit Union Performanceen_US
dc.typeWorking paperen_US
washburn.identifier.cdm223en_US
washburn.identifier.oclc986507482en_US
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