Growth and Credit Spreads as Determinants of Taxpayer Wealth and Total Federal Tax Revenue

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Authors

Hull, Robert M.
Hull, John B.

Issue Date

2022-11-01

Type

Working Paper

Language

en_US

Keywords

Capital Structure Model (CSM) , Credit spreads , Federal debt , Federal tax revenue , Growth , Tax shields , Taxpayer wealth

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Abstract

We extend the research of Hull and Hull (2021) on taxpayer wealth and total federal tax revenue (TFTR) under a tax policy that shields retained earnings used for growth from federal taxes. First, we correct the procedure to get firm size adjustment factors used to adjust TFTR based on growth in taxpayer wealth. Second, we update the prior research using 2021 credit spreads. This update is important as credit spreads change over time causing taxpayer wealth and TFTR to change. Using federal tax rates under the Tax Cuts and Jobs Act, we show that switching from an interest tax shield to a retained earnings tax shield increases taxpayer wealth and TFTR together by nearly 9%, lowers the optimal debt-to-firm value ratio by over 8% thereby reducing bankruptcies, and decreases the disparity in ownership taxation without having any real impact on the weighted effective tax rate.

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Washburn University. School of Business

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